️ For Crop Insurance

Reduce Claims with Preventive Soil Intelligence

Move from reactive claims to proactive prevention. Use real-time soil data to identify at-risk fields, optimize coverage, and offer soil-linked insurance products.

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Insurance Industry Challenges

Traditional crop insurance models miss early signals that could prevent claims.

Reactive, Not Preventive

Claims are filed after damage occurs. There's no mechanism to detect soil stress early and intervene before yield loss happens.

Opaque Farm Practices

Policyholders may not manage soil optimally. Without monitoring, you're exposed to moral hazard and adverse selection.

Generic Coverage Tiers

Pricing can't reflect actual soil health and management quality. Good managers subsidize poor ones — losing your best customers.

Slow Claims Verification

Assessing damage requires field visits and expert judgment. Claims processing is expensive, slow, and sometimes inaccurate.

Insurance Benefits

Transform soil data into better risk management.

️ Early Risk Detection

Soil stress signals appear 30-60 days before visible crop damage. Alert policyholders to take preventive action.

Risk Scoring

Build soil-health-based risk scores for every policy. Price coverage more accurately and reduce adverse selection.

Automated Alerts

Send policyholders real-time alerts when their fields need attention. Prevention is cheaper than claims.

Parametric Products

Design soil-index insurance products that trigger automatically based on sensor data. Faster payouts, lower admin costs.

Claims Verification

Use sensor data as objective evidence for claims processing. Reduce fraud and speed up legitimate payouts.

Sustainability Incentives

Reward policyholders who maintain soil health with better rates. Align incentives for long-term resilience.

Impact for Insurers

28% Fewer Preventable Claims

Early intervention based on soil alerts reduced preventable claims by 28% among participating policyholders.

Instant Verification

Sensor data provides objective, timestamped evidence for claims — reducing processing time from weeks to days.

Better Risk Selection

Soil health data enables 15-20% improvement in risk selection accuracy, improving loss ratios.

See How It Works for Your Portfolio